Wasps Nest

Wasps nest in our hedge

Green Woodpecker & Spotted Flycatcher

Green Woodpecker

Green Woodpecker

Spotted Flycatcher

A Spotted Flycatcher above, taken today in my Mum's garden. Apparently not too common a sight in an English garden. And above that the Green Woodpecker that's been making a real meal of my Mum's lawn digging great big holes in it but Mum loves birds so much she doesn't mind a bit!

Not sure I would be let off so lightly if I'd made the holes :)

Benefits of Online Learning

While there are all kinds of benefits that are associated with learning and furthering your educational goals there are even more benefits to those who wish to pursue online learning in order to achieve those goals. I hope you will find that many of these benefits are quite enlightening and carefully consider whether or not online learning for your secondary education needs will be in your best interests.

1) Convenience. This is a word we are quite familiar with. Right along with instant gratification. We are a society of people who have lived with drive through banking and fast food and are rapidly moving in the direction of drive through pharmacies and dry cleaning. We live in a fast paced world and when we can work education into our busy schedules and on our own terms we find that this is something we tend to like a lot. I recommend that you watch for a growing number of online classes and online students in the coming years as more and more professionals decide to further their degrees and their careers.

2) Flexibility. You can take these classes or do the work during your lunch break, while the kids are practising football, or while cooking dinner (depending of course on how well you multi-task). You do not need to be in the classroom every night at 6:00 pm for the next five years in order to get the same degree of education. This by no means indicates that you will not have to do the work. The work will not change nor will the fact that you have a limited time in which to complete the work. What will change is that you will have the option of doing the work in the morning, afternoon, or after those 2 a.m. feeds when you can't seem to get back to sleep.

3) Location. There isn't enough that can really be said about this. Online education comes to you wherever you happen to be able to connect to the Internet. Whether you are at home, at work, or your favourite Internet café you can have the convenience of taking your work with you and enjoying the environment in which you are completing your work.

4) Less Expensive. No more convenience meals, childcare expenses, or gas guzzling trips to a college campus that's thirty minutes away. You can now enjoy in your own home the benefits of an education without many of the financial hardships that are often associated with attending college. Internet access seems like such a small price to pay when compared with all the reasons mentioned above.

5) Believe it or not, online courses help you brush up your online abilities. Seriously. You will be better at dealing with email, bulletin boards, online research, and you will learn countless other skills along the way that you probably never realised had anything to do with the courses you are actually taking, because they don't. In other words, you are getting more of an education than you bargained for when it comes to online learning.

6) Individual attention. Online students often have more one on one interaction with their tutors than students in a classroom. The online classroom is virtual and correspondence through email is essential in this particular learning environment. For this reason it is quite possible that your tutors will know more about you and your learning patterns and needs than they will know about most of the students they see two or three times a week in their classrooms.

While these are just a few of the benefits of taking online classes you should carefully weigh the benefits with the things that may be problematic about this particular type of learning situation before you take the plunge. Learning is a lifelong process but if you are seeking a degree you do not want to jeopardize that by taking a course that will not address your specific learning needs. If you feel confident that you can be successful in this particular type of learning environment than I feel you will truly enjoy the experience and the flexibility it brings to the educational process.

Financial Aid For College Expenses

If you are planning to attend college or the parent of a child you hope will attend college, I'm sure you are concerned over how you are going to be able to afford the process. A college education in many cases is a significant investment. The good news is that there are many options for the average family when it comes to paying the high costs involved in higher education.

Types of Financial Assistance for Educational Expenses

Scholarships. You will find that scholarships come in many different shapes and sizes and have all kinds of strange requirements in order to qualify to receive them. Some are based on need while others are based on merit. You will also find that there are many community and faith based organizations that offer scholarships in addition to certain corporations that offer scholarships in a gesture of good will to employees and the children of their employees. These are an excellent source of educational funding, as they do not need to be repaid.

Federal Pell Grants. This is another financial aid source that doesn't require repayment. However, you must qualify based on need in order to receive this particular type of college assistance. You can only obtain a Pell grant if you are an undergraduate college student who has not yet earned a college degree. There is a formula that is used to determine the amount of award for which you are eligible. This depends greatly on your means as a family and how much you can realistically expect to contribute towards the cost of your education.

Loans. This should be used as a last resort when it comes to paying your college expenses, as this is money that must be repaid with interest. There are several types of loans that are available and you should consider carefully and weigh your options before taking out a loan. However, if this is the only method you have for covering the cost of your tuition it will be money well spent once you've managed to repay the debt.

1) Student loans. There are three different types of student loans: subsidized, unsubsidized, and Perkins loans. You must qualify in order to receive an unsubsidized loan, which will put off your interest accumulation until after graduation or you cease to be enrolled the minimum number of hours. You do not however, need to qualify in order to receive an unsubsidized student loan, which will begin accruing interest immediately. If you happen to be in exceptional financial need you can apply through your university for a Perkins loans. These are low interest loans that must be repaid to the university.

2) Parent Loans. These are commonly referred to as PLUS loans (parent loan for undergraduate students). These loans allow parents to borrow the money required to cover the costs of education that are not covered by other means of financial assistance. Repayment on these loans begins 60 days after the funds are transferred and can take up to 10 years.

3) Private loans. These loans are not guaranteed and are solely credit-based loans. They do not however, have the same limited scope that government loans have and in many cases can help bridge the gaps in actual educational expenses and the amount of money that you are allowed to borrow through traditional financial aid opportunities.

Before signing up for any particular sort of financial aid it is a good idea to see a financial aid counselor at the university you are planning to attend. They will have the best information about what steps you need to take in order to apply for financial aid at that specific universities and unique scholarship or grant opportunities that might be available to you through your state or the college. Higher education is a dream that is definitely worth having. Do not allow financial limitations to keep you from your goal if possible but enter into all financial arrangements with great caution and thought.